Home Chime Help What Time Does Chime Direct Deposit Hit

What Time Does Chime Direct Deposit Hit

What is Chime

Chime is an online platform that offers banking solutions devoid of any hidden fees at your fingertips. It is the go-to banking platform for those who want to maintain their finances on the go. While traditional banks get you confused and frustrated with their schemes, types of accounts, and fund handling, Chime provides an all-in-one platform without charging any hidden fees. 

Chime offers two types of accounts: Savings Account and Spending Account. In order to open an account with Chime, you will have to download the Chime app on your iPhone or Android device. The app will ask you for the following information:

  • Name
  • Date of Birth
  • Email
  • Residential Address
  • Phone Number and
  • Social Security Number

Chime Direct Deposit

Chime processes direct deposits instantly. As soon as Chime receives funds from your employer or benefactor, they post it to your account. The timings of the deposit may vary according to when the sender initiates payment to your Chime account. Deposits can be made Monday to Friday throughout the days. 

If the deposits don’t reflect in your account, it means Chime has not received the funds yet. When the deposit arrives, you will get a push notification and an email to let you know about the funds.

How direct deposit works

Chime processes and posts direct deposits as soon as it receives it. Chime users will get a notification on their phone about the deposit when the funds reach their accounts.

If you are having an issue locating your direct deposit, you should contact your employer or benefactor and find out the time and date on which the money was sent. When a direct deposit is initiated by your employer or benefactor, it might take some time for the money to reflect in your Chime account. The funds go through several processes before being reflected in your Chime account. 

All the processing steps are mandatory and Chime does not know at which process level the funds are until it arrives on Chime and they post it in your account.



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